Stage 3: Save for Financial Independence

Retirement, financial independence, financial freedom….

All of these terms mean one thing: income replacement. The goal is to accumulate assets and passive income streams that can support your lifestyle without relying on full-time employment. This pathway outlines how to best use tax-deferred and tax-free accounts to maximize your wealth accumulation.

You can also explore side hustles and income-generation strategies in the Knowledge Base!

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Stage 2: Create a Cushion

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Stage 4: Plan for the Worst